FDIC Insurance Coverage
All of your deposits with Ennis State Bank and Trinity Capital Bank of Texas are FDIC insured. Your deposits with the main office, Ennis State Bank, and with the branch, Trinity Capital Bank, are insured as one bank in aggregate. If you have any questions about your insured deposit, please call one of our new account representatives or go the www.fdic.gov/edie to use the FDIC insurance calculator.
NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.
The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.
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