ESB Mortgage, a department of Ennis State Bank, makes it easy and convenient for you to shop for the loan options that are right for you at the most competitive rates. We provide our customers with direct access to an experienced, “live” loan officer. Our staff is here to guide you through the often difficult and challenging process of choosing the right loan to meet your specific needs. We will continue this personalized one-on-one approach from your first payment to your last. We understand that the mortgage process can often be intimidating or confusing, but we are here to help.
Our “One-Time Close” Construction Loan provides funds for building your new home with a term of up to 12 months on an interest-only basis while construction is taking place. After construction is completed, the loan may be modified to a fixed rate conventional loan with terms of your choosing from 10 years to 30 years.
I began my finance career in 2005 and have over 13 years experience. I am very customer service oriented and have the knowledge and expertise that can help borrowers structure the optimal mortgage to achieve their financial goals.
I am a bi-lingual (Spanish & English) Loan Officer with 19 years of experience in real estate. My goal is to provide you with honest, ethical, and professional guidance in the process of your loan. My top priority is to provide a smooth and stress-free transaction from the beginning to the end.
Hello! I have been working in many aspects of the mortgage industry for over 15 years. I would love the opportunity to work with you on a new home purchase, refinance or a construction loan. Please give me a call today!
Brandon Fowler did a outstanding job with handling our new home mortgage.
I reached out to ENNIS STATE BANK since our family has been associated with them for many many years. I simply asked if they had a dept for refinancing a home. They sent me to voice mail and I left a message with Brandon to give me a call ☎️. He was at lunch, but still gave me a reply during lunch. We set an appointment that afternoon, and it was lightning fast how quickly all things “clicked”
The low rate and ease of closing with a local bank is very comforting. Thanks Brandon Fowler and ESB Mortgage Company for a great experience!
We reached out to our ESB Mortgage Specialist Brandon Fowler by referral. After introductions and a brief conversation about what we wanted to do, Brandon shared that he believed Ennis State Bank could help us with our cash-out mortgage refinance needs. We shared some basic information to get the loan application process started. Brandon continued to provide regular status updates throughout the process. He even helped to keep the process moving forward during and after a late season winter storm that slowed everyone down. We had locked into a great rate and were able to have our closing within the lock-in period, achieving our desired outcome. We strongly recommend Ennis State Bank and their Mortgage team!